1st Time Home Buyers

By Jacque Lorang

1. Sit down and look over your financial situation and your goals.
2. Call a trusted lender, or ask friends and family for a reference of a good lender.
3. Gather the documents they requested and be on time to your appointment with the lender.
4. Now you know how much home you can afford, call a trusted Realtor, or again, ask friends and family for a reference.
5. At this point your Realtor should provide you with several homes that meet your price range and criteria for you to go look at.
6. When you find a home you like it’s time to write up the Buy/sell and negotiate with the sellers.
7. Once you have a buy/sell signed by both you and the sellers get your lender back in the picture.
8. While you are working with lenders, your real estate agent should be helping you schedule a home inspection.
9. Once the Home Inspection is done, your lender should help you schedule a Home Appraisal to make sure the home is worth the purchase price or more.
10. Finally you are ready to close on the home and transfer the deed from their name to yours.
11. Congratulations, the agent hands you the keys and you are now homeowners.
For more information on buying your 1st home or for a free 1st time home buyers packet to help you get started contact Jacque Lorang at 690-5277 or ablahoo@yahoo.com