How do I know what mortgage amount I can afford?

As a general guideline, your monthly mortgage payment, including principal, interest, real estate taxes and homeowners insurance, should not exceed 28 percent of your gross monthly income.  This varies depending on what other debt and expenses you have.

 

Call Lisa Baumberger for all of your real estate needs  406-208=5560

I can only afford to make some home improvements before I put my home on the market. Which improvements will give me the most benefit in selling my home:

• Emphasize the essentials over the extras by investing in basic upgrades, such as fresh paint (use neutral colors) and new fixtures
• Know that curb appeal is vital; exterior projects can sometimes provide a greater return on investment than interior projects
• Avoid over-improvement by sticking to what is proportional in your neighborhood
• Consider renovating/updating bathrooms or the kitchen
• Removing pet or smoke odors is an absolute necessity
• Install new carpet or professional clean existing carpet

Call Lisa Baumberger for all of your real estate needs 406-208-5560

 

I want my home to sell fast. What can I do to increase the appeal of my home before I list it for sale?

• Get rid of the clutter, it makes the home look unattractive and much smaller.
• Take down all photos, and personal items.  You want buyers to picture themselves in the home.
• Clean, Clean, Clean!
• Define spaces so that buyers don’t have to guess what rooms are used for.
• Remove any extra furniture, but try not to leave rooms completely empty.
• Remove any odors.
• Clean out and organize closets.
• Clean up the yard, trim bushes and trees, pull weeds.

Call Lisa Baumberger for all of your real estate needs  406-208=5560