HOMEBUYER TURN-OFFS

1. Stalker-ish Sellers--Follow the buyer all over the house
2. Shabby dirty crowded and/or smelly houses
3. Irrational seller expection (I.E. overpriced)
4. Feeling misled
5. New ugly home improvements
6. Crazy listing photos (or not photos at all)

Call Billings Real Estate Professionals for all of your real estate needs.

RENT OR BUY A HOME

Here are some questions to ask when making this decision:

1. What will monthly costs be, and can I afford the payments?
2. What other debt do I have?
3. What is my credit score? Can I qualify for a good interest rate?
4. How much will taxes, monthly maintenace, or other fees cost?
5. How many years will I stay here?

Call Billings Real Estate Professionals for all your real estate needs. We will give you personal service. We have 21 agents to help you with your needs.

TAX BENEFITS OF BUYING A HOME

1. Home mortgage interest deduction
2. home equity loan deduction
3. property tax decution
4. deductible homebuying expenses--various closing costs
5. 14 days of free rental income

Call Billings Real Estate Professionals for all of your real estate needs.

MOLD IN YOUR HOME

How do you find the mold in your home? sometimes it is easy--it may be right in front of you, or you will find it by its distinctly musty smell. Though it is harder to find hidden mold, you can do so by looking behind and beneath fixed materials and appliances--anywhere near where water flows or where air does not penetrate readily. Also look for signs of discoloration on walls and ceilings, this can denote a moisture buildup behind which mold may lurk.

Call Billings Real Estate Professionals for all your real estate needs.

HUDHomestore.com

All HUD acquired properties are listed on HUDHomestore.com. If you are interested in bidding on one of these properties, let Billings Real Estate Professionals help you with this.

4 TIPS TO KEEP HOMEOWNER'S INSURANCE COSTS DOWN

1. Shop around. Some insurance companies have been raising house insruance costs to recoup losses.
2. Re-evaluate coverage amounts. Many policies have inflation protection provisions, which automatically increase coverage amounts.
3. Check personal credit reports. Your personal credit affects your premium.
4. Small claims can become expenseive. Filing a cliam for every broken window or leaky pipe can increase premiums by 10-15%

Check homeownersinsurance.net for more information.

Call Billings Real Estate Professionals for all your real estate needs.

BREP OPENS BRANCH OFFICE

Billings Real Estate Professionals is opening a branch office in Laurel. The branch office will be know as Laurel Real Estate Professionals at 1009 E. Main Street in Laurel. The phone number is 628-5885. Grand opening will be in January of 2011, exact date soon to be announced. This office will be one of the only two walk-in real estate offices in Laurel. It offers easy access with an East Main Street location.